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年金现值系数表-复利现值系数表

年金现值系数

表（PVIFA

表）

n1%2%3%4%5%6%8%

10.990.980.970.9610.9520.9430.925

2 1.97 1.941 1.91

3 1.886 1.859 1.833 1.783

3 2.9

4 2.883 2.828 2.77

5 2.723 2.673 2.577

4 3.901 3.807 3.717 3.629 3.54

5 3.465 3.312

5 4.853 4.713 4.579 4.451 4.329 4.212 3.992

6 5.795 5.601 5.41

7 5.242 5.075 4.917 4.622

7 6.728 6.471 6.23 6.002 5.786 5.582 5.206

87.6517.3257.019 6.732 6.463 6.209 5.746

98.5668.1627.7867.4357.107 6.801 6.246

109.4718.9828.538.117.7217.36 6.71

1110.3679.7869.2528.768.3067.8867.138

1211.25510.5759.9549.3858.8638.3837.536

1312.13311.34810.6349.9859.3938.8527.903

1413.00312.10611.29610.5639.8989.2948.244

1513.86512.84911.93711.11810.3799.7128.559

1614.71713.57712.56111.65210.83710.1058.851

1715.56214.29113.16612.16511.27410.4779.121

1816.39814.99213.75312.65911.68910.8279.371

1917.22615.67814.32313.13312.08511.1589.603

2018.04516.35114.87713.5912.46211.4699.818

2118.85617.01115.41514.02912.82111.76410.016

2219.6617.65815.93614.45113.16312.04110.2

2320.45518.29216.44314.85613.48812.30310.371

2421.24318.91316.93515.24613.79812.5510.528

2522.02319.52317.41315.62214.09312.78310.674

2622.79520.12117.87615.98214.37513.00310.809

2723.55920.70618.32716.32914.64313.2110.935

2824.31621.28118.76416.66314.89813.40611.051

2925.06521.84419.18816.98315.14113.5911.158

3025.80722.39619.617.29215.37213.76411.257

4032.83427.35523.11419.79217.15915.04611.924

5039.19631.42325.72921.48218.25515.76112.233

复利现值系数

表（PVIF表）

n1%2%3%4%5%6%8%

10.990.980.970.9610.9520.9430.925

20.980.9610.9420.9240.9070.8890.857

30.970.9420.9150.8880.8630.8390.793

40.960.9230.8880.8540.8220.7920.735

50.9510.9050.8620.8210.7830.7470.68

60.9420.8870.8370.790.7460.7040.63

70.9320.870.8130.7590.710.6650.583

80.9230.8530.7890.730.6760.6270.54

90.9140.8360.7660.7020.6440.5910.5 100.9050.820.7440.6750.6130.5580.463 110.8960.8040.7220.6490.5840.5260.428 120.8870.7880.7010.6240.5560.4960.397 130.8780.7730.680.60.530.4680.367 140.8690.7570.6610.5770.5050.4420.34 150.8610.7430.6410.5550.4810.4170.315 160.8520.7280.6230.5330.4580.3930.291 170.8440.7140.6050.5130.4360.3710.27 180.8360.70.5870.4930.4150.350.25 190.8270.6860.570.4740.3950.330.231 200.8190.6720.5530.4560.3760.3110.214 210.8110.6590.5370.4380.3580.2940.198 220.8030.6460.5210.4210.3410.2770.183 230.7950.6340.5060.4050.3250.2610.17 240.7870.6210.4910.390.310.2460.157 250.7790.6090.4770.3750.2950.2320.146 260.7720.5970.4630.360.2810.2190.135 270.7640.5850.450.3460.2670.2070.125 280.7560.5740.4370.3330.2550.1950.115 290.7490.5630.4240.320.2420.1840.107 300.7410.5520.4110.3080.2310.1740.099 310.7340.5410.3990.2960.220.1640.092 320.7270.530.3880.2850.2090.1540.085 330.720.520.3770.2740.1990.1460.078 340.7120.510.3660.2630.190.1370.073 350.7050.50.3550.2530.1810.130.067 360.6980.490.3450.2430.1720.1220.062 370.6920.480.3340.2340.1640.1150.057 380.6850.4710.3250.2250.1560.1090.053 390.6780.4610.3150.2160.1490.1030.049 400.6710.4520.3060.2080.1420.0970.046 410.6650.4440.2970.20.1350.0910.042 420.6580.4350.2880.1920.1280.0860.039 430.6510.4260.280.1850.1220.0810.036 440.6450.4180.2720.1780.1160.0770.033 450.6390.410.2640.1710.1110.0720.031 460.6320.4020.2560.1640.1050.0680.029 470.6260.3940.2490.1580.10.0640.026 480.620.3860.2410.1520.0960.060.024 490.6140.3780.2340.1460.0910.0570.023 500.6080.3710.2280.140.0870.0540.021

10%12%14%15%16%18%20%22%24%

0.9090.8920.8770.8690.8620.8470.8330.8190.806

1.735 1.69 1.646 1.625 1.605 1.565 1.527 1.491 1.456

2.486 2.401 2.321 2.283 2.245 2.174 2.106 2.042 1.981

3.169 3.037 2.913 2.854 2.798 2.69 2.588 2.493 2.404

3.79 3.604 3.433 3.352 3.274 3.127 2.99 2.863 2.745

4.355 4.111 3.888 3.784 3.684 3.497 3.325 3.166 3.02

4.868 4.563 4.288 4.16 4.038 3.811 3.604 3.415 3.242

5.334 4.967 4.638 4.487 4.343 4.077 3.837 3.619 3.421

5.759 5.328 4.946 4.771 4.606 4.303 4.03 3.786 3.565

6.144 5.65 5.216 5.018 4.833 4.494 4.192 3.923 3.681 6.495 5.937 5.452 5.233 5.028 4.656 4.327 4.035 3.775

6.813 6.194 5.66 5.42 5.197 4.793 4.439 4.127 3.851

7.103 6.423 5.842 5.583 5.342 4.909 4.532 4.202 3.912 7.366 6.628 6.002 5.724 5.467 5.008 4.61 4.264 3.961 7.606 6.81 6.142 5.847 5.575 5.091 4.675 4.315 4.001

7.823 6.973 6.265 5.954 5.668 5.162 4.729 4.356 4.033

8.0217.119 6.372 6.047 5.748 5.222 4.774 4.39 4.059 8.2017.249 6.467 6.127 5.817 5.273 4.812 4.418 4.079 8.3647.365 6.55 6.198 5.877 5.316 4.843 4.441 4.096 8.5137.469 6.623 6.259 5.928 5.352 4.869 4.46 4.11 8.6487.562 6.686 6.312 5.973 5.383 4.891 4.475 4.121 8.7717.644 6.742 6.358 6.011 5.409 4.909 4.488 4.129 8.8837.718 6.792 6.398 6.044 5.432 4.924 4.498 4.137

8.9847.784 6.835 6.433 6.072 5.45 4.937 4.507 4.142

9.0777.843 6.872 6.464 6.097 5.466 4.947 4.513 4.147 9.167.895 6.906 6.49 6.118 5.48 4.956 4.519 4.151 9.2377.942 6.935 6.513 6.136 5.491 4.963 4.524 4.154 9.3067.984 6.96 6.533 6.152 5.501 4.969 4.528 4.156 9.3698.021 6.983 6.55 6.165 5.509 4.974 4.531 4.158 9.4268.0557.002 6.565 6.177 5.516 4.978 4.533 4.16 9.7798.2437.105 6.641 6.233 5.548 4.996 4.543 4.165 9.9148.3047.132 6.66 6.246 5.554 4.999 4.545 4.166

10%12%14%15%16%18%20%25%30% 0.9090.8920.8770.8690.8620.8470.8330.80.769 0.8260.7970.7690.7560.7430.7180.6940.640.591 0.7510.7110.6740.6570.640.6080.5780.5120.455 0.6830.6350.5920.5710.5520.5150.4820.4090.35 0.620.5670.5190.4970.4760.4370.4010.3270.269 0.5640.5060.4550.4320.410.370.3340.2620.207 0.5130.4520.3990.3750.3530.3130.2790.2090.159 0.4660.4030.350.3260.3050.2660.2320.1670.122

0.4240.360.3070.2840.2620.2250.1930.1340.094 0.3850.3210.2690.2470.2260.1910.1610.1070.072 0.350.2870.2360.2140.1950.1610.1340.0850.055 0.3180.2560.2070.1860.1680.1370.1120.0680.042 0.2890.2290.1820.1620.1450.1160.0930.0540.033 0.2630.2040.1590.1410.1250.0980.0770.0430.025 0.2390.1820.140.1220.1070.0830.0640.0350.019 0.2170.1630.1220.1060.0930.070.0540.0280.015 0.1970.1450.1070.0920.080.0590.0450.0220.011 0.1790.130.0940.080.0690.050.0370.0180.008 0.1630.1160.0820.070.0590.0430.0310.0140.006 0.1480.1030.0720.0610.0510.0360.0260.0110.005 0.1350.0920.0630.0530.0440.030.0210.0090.004 0.1220.0820.0550.0460.0380.0260.0180.0070.003 0.1110.0730.0490.040.0320.0220.0150.0050.002 0.1010.0650.0430.0340.0280.0180.0120.0040.001 0.0920.0580.0370.030.0240.0150.010.0030.001 0.0830.0520.0330.0260.0210.0130.0080.0030.001 0.0760.0460.0290.0220.0180.0110.0070.0020 0.0690.0410.0250.0190.0150.0090.0060.0010 0.0630.0370.0220.0170.0130.0080.0050.0010 0.0570.0330.0190.0150.0110.0060.0040.0010 0.0520.0290.0170.0130.010.0050.00300 0.0470.0260.0150.0110.0080.0050.00200 0.0430.0230.0130.0090.0070.0040.00200 0.0390.0210.0110.0080.0060.0030.00200 0.0350.0180.010.0070.0050.0030.00100 0.0320.0160.0080.0060.0040.0020.00100 0.0290.0150.0070.0050.0040.0020.00100 0.0260.0130.0060.0040.0030.001000 0.0240.0120.0060.0040.0030.001000 0.0220.010.0050.0030.0020.001000 0.020.0090.0040.0030.0020.001000 0.0180.0080.0040.0020.0010000 0.0160.0070.0030.0020.0010000 0.0150.0060.0030.0020.0010000 0.0130.0060.0020.0010.0010000 0.0120.0050.0020.0010.0010000 0.0110.0040.0020.00100000 0.010.0040.0010.00100000 0.0090.0030.0010.00100000 0.0080.0030.001000000

25%30%35%40%45%50%

0.7990.7690.740.7140.6890.666

1.44 1.36 1.289 1.224 1.165 1.111

1.952 1.816 1.695 1.588 1.493 1.407

2.361 2.166 1.996 1.849 1.719 1.604 2.689 2.435 2.219 2.035 1.875 1.736

2.951 2.642 2.385 2.167 1.983 1.824

3.161 2.802 2.507 2.262 2.057 1.882 3.328 2.924 2.598 2.33 2.108 1.921 3.463 3.019 2.665 2.378 2.143 1.947 3.57 3.091 2.715 2.413 2.168 1.965 3.656 3.147 2.751 2.438 2.184 1.976 3.725 3.19 2.779 2.455 2.196 1.984 3.78 3.223 2.799 2.468 2.204 1.989 3.824 3.248 2.814 2.477 2.209 1.993 3.859 3.268 2.825 2.483 2.213 1.995 3.887 3.283 2.833 2.488 2.216 1.996 3.909 3.294 2.839 2.491 2.218 1.997 3.927 3.303 2.844 2.494 2.219 1.998 3.942 3.31 2.847 2.495 2.22 1.999 3.953 3.315 2.85 2.497 2.22 1.999 3.963 3.319 2.851 2.497 2.221 1.999 3.97 3.322 2.853 2.498 2.221 1.999 3.976 3.325 2.854 2.498 2.221 1.999 3.981 3.327 2.855 2.499 2.221 1.999 3.984 3.328 2.855 2.499 2.222 1.999 3.987 3.329 2.855 2.499 2.222 1.999 3.99 3.33 2.856 2.499 2.222 1.999 3.992 3.331 2.856 2.499 2.222 1.999 3.993 3.331 2.856 2.499 2.222 1.999 3.995 3.332 2.856 2.499 2.222 1.999 3.999 3.333 2.857 2.499 2.222 1.999 3.999 3.333 2.857 2.499 2.222 1.999

35%40%50%

0.740.7140.666

0.5480.510.444

0.4060.3640.296

0.3010.260.197

0.2230.1850.131

0.1650.1320.087

0.1220.0940.058

0.090.0670.039

0.0670.0480.026 0.0490.0340.017 0.0360.0240.011 0.0270.0170.007 0.020.0120.005 0.0140.0080.003 0.0110.0060.002 0.0080.0040.001 0.0060.0030.001 0.0040.0020 0.0030.0010 0.0020.0010 0.00100 0.00100 0.00100

000

年金现值系数表-复利现值系数表

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