国际金融 期末复习 中英文复习课程
国际金融期末复习
中英文
【名词解释】
【The Special Drawing Right (SDR) 特别提款权】p 30
The Special Drawing Right (SDR) is an international reserve asset created by the IMF to supplement existing foreign exchange reserves. (It serves as a unit of account for the IMF and is also the base against which some countries peg the exchange rate for their currencies.
【LIBOR 伦敦同业银行拆解率】p 33
Eurocurrency Interest Rates: LIBOR
LIBOR（London Interbank Offered Rate） is the reference rate of interest in the Eurocurrency market, and is now the most widely accepted rate of interest used in standardized quotations, loan agreements or financial derivatives valuations.
LIBOR is officially defined by the British Bankers Association.
【Dollarization美元化】
Dollarization – the use of the US dollar as the official currency of the country.
只将美元用作官方通货。
【Eurodollar 欧洲美元】
Eurodollar is one of the European currency types，which refers to the dollar deposits in banks outside the united states是指存放在美国以外的银行中的美元存款，欧洲美元是欧洲货币的一种类型。【Direct Quotes直接报价】
A direct quote is a home currency price of a unit of foreign currency.
直接报价法是用本币表示一单位外币的价格。
【In direct quotes 间接报价】
An indirect quote is a foreign currency price of a unit of home currency.
间接报价法是用外币表示一单位本币的价格。
【European option 欧式期权】
A European option may be exercised only on its expiration date，not before. 只能在到期日那天执行的期权
【American option 美式期权】
An American option may be exercised at any time between the date of writing and the expiration or maturity
【call option 看涨期权】市场价格>期权费+合约价
Call option is the right of buying foreign currency or other financial contracts at a specific price within a particular period, but not the obligation. 在一个特定时期以特定价格买入外汇或其他金融合约的权利，而非义务。
【put option 看跌期权】市场价格<期权费+合约价
Put option is the right of selling foreign currency or other financial contracts at a specific price within a particular period, but not the obligation. 在一个特定时期以特定价格卖出外汇或其他金融合约的权利，而非义务
【Interest rate parity 利率平价条件】
The theory states：the difference in the national interest rates for securities of similar risk and maturity should be equal to， but opposite in sign to, the forward rate discount or premium for the foreign currency, except for transactions costs.
这一理论认为：风险相同、期限相同的证券的名义利率差异应该等于负的去除交易成本的外汇远期升贴水。
【At-the-money (ATM) 到价】
An option whose price is the same as the spot price of the underlying currency is said to be at-the-money (ATM).
当期权的执行价格等于现时市场价格时，该期权被称为到价。
【In-the-money (ITM) 价内】
An option that would be profitable, excluding the cost of premium, if exercised immediately is said to be in-the-money (ITM). 除去期权费用之后还能带来盈利的期权合约被称为是价内。
【Out-of-the-money (OTM)价外】
An option that would not be profitable, again excluding the cost of the premium, if exercised immediately is referred to as out-of-the-money (OTM). 除去期权费用之后不能带来盈利的期权合约被称为是价外。
IMF Exchange Rate Regime Classifications 汇率体制的分类
1 ) Exchange Arrangements with No Separate Legal Tender无独立法定货币的汇率安排:
Currency of another country circulates as sole legal tender or member belongs to a monetary or
currency union in which same legal tender is shared by members of the union 指一国采用另一国的货币作为唯一法定货币。如美元化
2 ) Currency Board Arrangements货币局汇率: Monetary regime based on implicit national commitment to exchange domestic currency for a specified foreign currency at a fixed exchange rate 指货币当局规定本国货币与某一外国货币之间可以以一固定比率无限制兑换，货币发行当局要确保这一兑换义务实现的汇率制度。
3 ) Other Conventional Fixed Peg Arrangements传统的固定盯住汇率: Country pegs its currency (formal or de facto) at a fixed rate to a major currency or a basket of currencies where exchange rate fluctuates within a narrow margin or at most ± 1% around central rate以固定的汇率将其货币盯住另一货币或一货币篮子，国家当局通过直接或间接敢于维持固定平价, 汇率围绕中心汇率在+1%的狭窄范围内波动
4 ) Pegged Exchange Rates w/in Horizontal Bands有波幅的盯住汇率: Value of the currency is maintained within margins of fluctuation around a formal or de facto fixed peg that are wider than ±1% around central rate 对单一货币或对货币篮子即期市场汇率的波幅能够保持在一个± 1%的范围内
5 ) Crawling Peg爬行盯住汇率: Currency is adjusted periodically in small amounts at a fixed, preannounced rate in response to changes in certain quantitative measures汇率按预先宣布的固定范围作较小的定期调整或对选定的定量指标的变化做定期的调整。
6 ) Exchange Rates within Crawling Peg有波幅的爬行盯住汇率: Currency is maintained within certain fluctuation margins around a central rate that is adjusted periodically 汇率围绕一个定期调整的中心汇率，维持在在一定的利润范围内
7 ) Managed Floating with No Preannounced Path for Exchange Rate:不带目的的管理浮动汇率Monetary authority influences the movements of the exchange rate through active intervention in
foreign exchange markets without specifying a pre-announced path for the exchange rate 货币当局
试图通过干预外汇市场来对汇率的变动施加影响，但没有事先确定干预路径
8 ) Independent Floating完全浮动汇率: Exchange rate is market determined, with any foreign
exchange intervention aimed at moderating the rate of change and preventing undue fluctuations in
the exchange rate, rather than at establishing a level for it 汇率由市场决定，官方的干预旨在缓解
汇率的过度波动，不在于将汇率维持在某一水平。
◆The accounts of the balance of payments 国际收支平衡表
A. Current account 经常账户
1. Goods trade 货物
2. Service trade 服务
3. Income 收入
4. Current transfers 经常转移
B. Capital account 资本账户
1. Transfers of financial assets 金融资产的转移
2. The acquisition and disposal of nonproduced/nonfinancial assets非生产/非金融资产的收买和放弃
Direct investment 直接投资
Portfolio investment 证券投资
C. Financial account Other investment assets/Liabilities 其他投资资产/负债
Reserve assets 储备资产
https://www.sodocs.net/doc/8113859022.html, errors and Omissions 净误差与遗漏
◆金本位制与布雷顿森林体系的区别
布雷顿森林体系：确立了以美元为中心的国际货币制度
美元与黄金挂钩
实质—“双挂钩”
各国货币与美元挂钩
The BOP & Exchange Rates 国际收支平衡与汇率的关系
1.Fixed exchange rate countries
Under a fixed exchange rate system, the government bears the responsibility to ensure that the BOP is near zero.
①If the sum of the current and capital accounts do not approximate zero, the government is expected
to intervene in the foreign exchange market by buying or selling official foreign exchange reserves.
②If the sum of the current and capital accounts is greater than zero, a surplus demand for the domestic
currency exists in the world. To preserve the fixed exchange rate, the government must then intervene in the foreign exchange market and sell domestic currency for foreign currencies or gold so as to bring the BOP back near zero.
③If the sum of the current and capital accounts is negative, an excess supply of the domestic currency
exists in the world markets. The government must intervene by buying the domestic currency with its reserves of foreign currencies and gold.
在固定汇率制度下，政府需要承担确保国际收支余额接近0的责任。
①如果经常账户和资本账户的余额之和不接近0，政府就要在外汇市场上买进或卖出外汇储备来
进行干预。
②如果这两个账户的余额之和大于0，说明世界范围内本国货币供不应求。为了维持固定汇率，
政府必须在外汇市场上干预，卖出本币换取外币或黄金，从而使国际收支余额接近0.
③如果这两个账户的余额之和小于0，政府则必须在外汇市场上干预，卖出外币或黄金换取本
币。
《金融英语》教学大纲
经济学院经济类专业课程教学大纲 金融英语 课程名称：金融英语Financial English 课程编码：012099 学分：2分 总学时：32学时 适用专业：金融学 先修课程：基础英语、金融学、货币银行学 执笔人：曾江辉 审订人：王华明 一、课程的性质、目的与任务 金融英语是金融学专业选修课程，其目的是培养学生的金融专业英语语言能力和实际运用英语处理与金融有关业务的能力。金融英语不仅具有其独特的专业词语、常用句式和文体风格,而且具有金融行业的内在知识体系,具有融思想性、知识性、技术性为一体的特征。要求此课程以现代课程理念为指导，突出学生的主体和多学科知识的综合性，突出培养学生的学习能力。Financial English is a elective courses for Finance Major, which purpose is to cultivate the students' ability of using English language of Finance professional and practical use of English to deal with related financial business. Financial English not only has the professional words, but also has sentence patterns and unique style. It has the internal knowledge system and is melted with the thought and knowledge, technology as the characteristics. The requirements of this course is provided by modern curriculum ideas as a guide, the main highlight comprehensive for students and multi-disciplinary knowledge. It emphasizes the training of students learning ability. 二、教学内容与学时分配 Chapter 1 Money (2学时) 1.1 Definition of Money 1.2 Types of Money 1.3 Functions of Money 1.4 Interest and Interest Rate 1.5 Money Supply 1.6 China's Monetary System Exercises Chapter 2 Foreign Exchange （4学时） 2.1 Definitions and Quotations 2.2 Foreign Exchange Transactions Exercises Chapter 3 Balance of Payments （4学时）
国际金融中英文版答案)
国际金融中英文版 Chapter 2: Payments among Nations Single-Choice Questions 1. A country ' s balance of payments records: 一个国家的国际收支平衡 记录了 B a. The value of all exports of goods and services from that country for a period of time. b. All flows of value between that c ountry ' s residents and residents of the rest of the world during a period of time. 在—— 定时间段里，一个国家居民的资产和其它世界居民资产的流动 c. All flows of financial assets that cross that country during a period of time. s boi d. All flows of goods into that country during a period of tim e. 2. A credit item in the balance of payments is: 在国际收支平衡里 的贷项是A a. An item for which the country must be paid. 一个国家必须收 取的条款 b. An item for which the country must pay. c. Any imported item. d. An item that creates a monetary claim owed to a foreigner. 3. Every international exchange of value is entered into the balance-of- payments accounts __________________ t ime(s). 每一次国际 等价交换都记进国际收支帐户2次 B a. 1 b. 2
国际金融双语期末A卷
国际金融双语期末A卷--
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Part I: Multiple choice(1*30=30score) ( only one choice for each question) 1.Which of the following transactions is recorded in the financial account? A)Ford motor company builds a new plant in China B)A Chinese businessman imports Ford automobiles from the United States. C)A U.S. tourist spends money on a trip to China. D)The New York Yankees are paid $10 million by the Chinese to play an exhibition game in Beijing, China. 2.In the balance of payments, the statistical discrepancy or error term is used to: A)Ensure that the sum of all debits matches the sum of all credits. B)Ensure that imports equal the value of exports. C)Obtain an accurate account of a balance-of-payments deficit. D)Obtain an accurate account of a balance-of-payments surplus. 3. A deficit in the overall balance generally is an indication that: A)The country’s monetary authorities were selling foreign currency. B)The country’s moneta ry authorities were buying foreign currency. C)The country’s monetary authorities were buying domestic currency. D)The country’s monetary authorities were buying imported goods. 4. Suppose that a Korean television set that costs 600 won in Korea costs $400 in the United States. These prices suggest that the exchange rate between the won and the dollar is: A)1.5 won per dollar B)0.75 won per dollar C)$1.50 per won D)$3 per won 5. To the US, U.S. capital inflows will create a __________ foreign currency and a __________ U.S. dollars. A)Demand for; supply of B)Supply of; demand for C)Shortage of; demand for D)Supply of; shortage of 6. U.S. imports of goods and services will create a __________ foreign currency and a __________ U.S. dollars. A) Demand for; supply of B) Supply of; demand for C) Shortage of; demand for D) Supply of; shortage of 7.If the spot price of the euro is $1.10 per euro and the 30-day forward rate is $1.00 per euro, and you believe that the spot rate in 30 days will be $1.05 per euro, you can
英文版国际金融试题和答案
PartⅠ.Decide whether each of the following statements is true or false (10%)每题1分，答错不扣分1. If perfect markets existed, resources would be more mobile and could therefore be transferred to those countries more willing to pay a high price for them. ( T ) 2. The forward contract can hedge future receivables or payables in foreign currencies to insulate the firm against exchange rate risk. ( T ) 3. The primary objective of the multinational corporation is still the same primary objective of any firm, i.e., to maximize shareholder wealth. ( T ) 4. A low inflation rate tends to increase imports and decrease exports, thereby decreasing the current account deficit, other things equal. ( F ) 5. A capital account deficit reflects a net sale of the home currency in exchange for other currencies. This places upward pressure on that home currency’s value. ( F ) 6. The theory of comparative advantage implies that countries should specialize in production, thereby relying on other countries for some products. ( T ) 7. Covered interest arbitrage is plausible when the forward premium reflect the interest rate differential between two countries specified by the interest rate parity formula.( F ) 8．The total impact of transaction exposure is on the overall value of the firm. ( F ) 9. A put option is an option to sell-by the buyer of the option-a stated number of units of the underlying instrument at a specified price per unit during a specified period. ( T ) 10. Futures must be marked-to-market. Options are not. ( T ) PartⅡ:Cloze (20%)每题2分，答错不扣分 1. If inflation in a foreign country differs from inflation in the home country, the exchange rate will adjust to maintain equal( purchasing power ） 2. Speculators who expect a currency to ( appreciate ) could purchase currency futures contracts for that currency. 3. Covered interest arbitrage involves the short-term investment in a foreign currency that is covered by a ( forward contract ) to sell that currency when the investment matures. 4. （Appreciation/ Revalue ）of RMB reduces inflows since the foreign demand for our goods is reduced and foreign competition is increased. 5. ( PPP ) suggests a relationship between the inflation differential of two countries and the percentage change in the spot exchange rate over time. 6. IFE is based on nominal interest rate ( differentials ), which are influenced by expected inflation. 7. Transaction exposure is a subset of economic exposure. Economic exposure includes any form by which the firm’s ( value ) will be affected. 8. The option writer is obligated to buy the underlying commodity at a stated price if a ( put option ) is exercised 9. There are three types of long-term international bonds. They are Global bonds , ( eurobonds ) and ( foreign bonds ). 10. Any good secondary market for finance instruments must have an efficient clearing system. Most Eurobonds are cleared through either ( Euroclear ) or Cedel. PartⅢ:Questions and Calculations (60%)过程正确结果计算错误扣2分 1. Assume the following information: A Bank B Bank Bid price of Canadian dollar $0.802 $0.796 Ask price of Canadian dollar $0.808 $0.800 Given this information, is locational arbitrage possible?If so, explain the steps involved in locational arbitrage, and compute the profit from this arbitrage if you had $1,000,000 to use. (5%) ANSWER: Yes!One could purchase New Zealand dollars at Y Bank for $.80 and sell them to X Bank for $.802.With $1 million available, 1.25 million New Zealand dollars could be purchased at Y Bank.These New Zealand dollars could then be sold to X Bank for $1,002,500, thereby generating a profit of $2,500. 2. Assume that the spot exchange rate of the British pound is $1.90.How will this spot rate adjust in two years if the United Kingdom experiences an inflation rate of 7 percent per year while the United
金融学教学大纲本修订稿
金融学教学大纲本 Document number【AA80KGB-AA98YT-AAT8CB-2A6UT-A18GG】
《金融学》教学大纲 一、课程性质和主要内容 《金融学》课程是经济类、管理类专业的基础课，又是国际经济与贸易、会计学、财务管理专业的专业基础理论课。通过该课程的教学，使学生对货币、信用、银行及金融市场、金融宏观调控、金融改革与发展等方面的基础理论和基本知识有所了解，并掌握其运行的基本规律，为以后的学习和工作服务。 通过本课程的教学，使学生对金融的基本知识、基本概念、基本理论有较全面的理解和较深刻的认识，对货币、信用、金融机构、金融市场、国际金融、金融宏观调控与监管等方面的基本内容有较系统的掌握，提高学生在社会科学方面的综合素养，为进一步学习其他专业课程打下必要的基础，进而培养学生作为一个合格的金融管理者以及其他经济管理者应当具备的正确观察、分析和解决当前实际金融问题的能力。 二、课程教学基本要求 通过本课程的教学活动，学生充分掌握金融学方面的理论知识与实际业务。学生通过课程学习应达到以下基本要求： 1、掌握：学生对货币金融方面的基本知识、基本概念、基本理论有 较全面的理解和较深刻的认识，对货币、信用、利率、金融机构、金融市场、国际金融、金融宏观调控、金融监管等基本范畴、内在关系及其运动规律有较系统的掌握。
2、理解：通过课堂教学和课外学习，使学生了解国内外金融问题的 现状，观察和分析金融问题的正确方法，培养解决金融实际问题的能 力。 3、了解：金融实践发展新的改革方向，新变化，新形势。 4、在教学中要注意的要点：教学中要理论联系实际，运用启发式引导学生积极主动地学习。要有计划地组织一些课堂讨论；课后常留有思考题、题目尽量联系实际，供学生思考。 三、本课程与专业人才培养目标（职业能力要求）的关系 通过本课程学习，旨在介绍学生金融学方面的理论及实务知识，要求学生比较全面地掌握货币金融学的基本理论、基本知识和基本方法，认识货币、信用、金融市场及银行活动的规则性，了解货币、信用、银行的历史发展进程和人类在金融运行方面积累的基本经验及当代进一步发展趋势，掌握货币调控原理及其运作机制，学会从货币供求、社会总供求、货币政策等方面剖析金融与经济发展的关系，把握我国货币金融政策、法律规章制度、金融体制改革的成就和深化改革的要求，培养和提高分析与解决金融工作问题的能力，为以后的进一步学习、理论研究和实际工作奠定坚实的基础，以便学生在毕业之后能够较快地担任相应的工作。 四、本课程与其他课程关系 《金融学》属于专业基础理论课，是国际经济与贸易、会计学、财务管理专业的必修课，《金融学》都是在修完《微观经济学》、《宏观经济学》、等公共基础课之后开设的，因此，本课程在大纲的编写和今后的教学实施过程中，都应该格外重视它的理论性与实践性。 《金融学》的后续课程主要有：国际金融等。 五、教学内容改革（设计）思路 本课程主要以金融学相关理论为依托，将理论知识与案例相结合的方式授课，提高学生的学习主动性。通过必要的理论知识讲授和大量的实践训练，培养学生认识、理解和熟悉金融学的基本知识。
国际金融双语复习
The balance of payments (BOP) is a summary cash flow statement of a country’s international transactions with all other countries for some period of time, typically one year forward rate: is an exchange rate quoted for settlement at some future date., most commonly for 1month ,3 month,6months,9 months and 1 year Capital account:The Capital/Financial Account of the balance of payments measures all international economic transactions of real and financial assets International monetary system is the structure within which foreign exchange rates are determined, international trade and capital flows are accommodated, and the balance-of-payments adjustments made. Discount: The forward exchange rate is below the spot exchange rate Eurocurrency markets :are defined as banking markets which involve short-term borrowing and lending conducted outside of the legal jurisdiction of the authorities of the currency that is used Fixed exchange rate:is a type of exchange rate regime where a currency’s value is matched to the value of another single currency ,to a basket of other currencies ,or to another measure of value ,such as gold. The Bretton woods system:was born in 1944, established a fixed-rate, a US-dollar-based international monetary system, created IMF and the World Bank. it collapsed in 1971 when the United States abolished the convertibility of the US dollar into gold. have a positive impact on trade balance, the sum of price elasticity of exports and imports (in absolute value) must be greater than 1. of time rates between currencies are in equilibrium when their purchasing power is the same in each of the two countries. This means that the exchange rate between two countries should equal the ratio of the two countries' price level of a fixed basket of goods and services. (1)ppp: assumptions:The same commodities appear in the same proportions in each country’s consumption basket. the Law of One Price is imposed between baskets of consumer goods in two countries e= P/P* (2)RPPP:holds that the relative change in prices between two countries over a period of time determines the change in the exchange rate over that period
《金融学》课程教学大纲
《金融学》课程教学大 纲 -CAL-FENGHAI-(2020YEAR-YICAI)_JINGBIAN
《金融学》课程教学大纲
《金融学》课程教学大纲一、课程基本信息
二、课程内容及基本要求 第一章货币与货币制度 课程内容： 1、货币的起源 2、形形色色的货币 3、货币的职能 4、货币的定义 5、货币制度 基本要求： 1、了解货币的起源及币材的发展 2、理解货币制度发展的几个阶段 3、掌握货币的定义及货币职能 本章重点：货币的定义和职能 本章难点：货币制度的理解 第二章信用 课程内容 1、信用及其与货币的联系 2、高利贷信用
3、现代信用活动的基础 4、现代信用的形式 5、信用与股份公司 基本要求： 1、了解信用的产生、发展； 2、了解高利贷的特点及其发展； 3、理解现代经济是信用经济； 4、理解信用与股份公司的关系； 5、掌握现代信用的形式。 本章重点：信用的概念和现代信用的形式本章难点：信用与股份公司的关系 第三章利息与利息率 课程内容 1、利息 2、利率及其种类 3、单利与复利 4、利率的决定 5、利率的作用 基本要求： 1、掌握利息、利率的一般概念 2、掌握利率的种类 3、理解复利公式的运用
4、掌握利率的决定理论和作用 本章重点：1、利率的决定 2、利率的种类本章难点：复利的运用 第四章金融市场 课程内容 1、金融市场及其要素 2、金融工具 3、证券市场 4、金融衍生工具 5、金融资产与资产组合 基本要求： 1、掌握金融市场及其要素 2、掌握金融工具的特征及其种类 3、了解证券市场及金融衍生工具本章重点： 1、金融市场及其要素 2、金融工具的特征及其种类。本章难点：证券市场的概况 第五章金融机构体系 课程内容 1、我国金融机构体系的构成
国际金融(双语)复习大纲设计
（一）论述、简答、计算题： 1、What is the current account balance of France when the French budget surplus is 348 million Euros, private saving is 256 million Euros, domestic capital formation is 134 million Euros? 解答： National saving = private saving + government saving = 256+348=604 million Current account balance = national saving –domestic real investment = 604-134=470 million 附：Current account balance(CA)=net foreign investment(If) National saving(S)=domestic real investment(Id)+net foreign investment(If) If=CA=S-Id , CA=Y(domestic production of goods and services)-E(total expenditures on goods and services) 2、Which of the following transactions could contribute to a British current account surplus? Explain why a French firm sells defense equipment to the British government for 250 million pounds in bank deposits b Great Britain makes a gift of $500 million to the Iraqi government to aid in
国际金融英文版习题
Chapter1 balance of payments Balance of Payments Accounting 1Balance of payments a)is defined as the statistical record of a country’s international transactions over a certain period of time presented in the form of a double-entry bookkeeping b)provides detailed information concerning the demand and supply of a country’s currency c)can be used to evaluate the performance of a country in international economic competition d)all of the above Answer: d 2Generally speaking, any transaction that results in a receipt from foreigners a)Will be recorded as a debit, with a negative sign, in the U.S. balance of payments b)Will be recorded as a debit, with a positive sign, in the U.S. balance of payments c)Will be recorded as a credit, with a negative sign, in the U.S. balance of payments d)Will be recorded as a credit, with a positive sign, in the U.S. balance of payments Answer d 3 Generally speaking, any transaction that results in a payment to foreigners e)Will be recorded as a debit, with a negative sign, in the U.S. balance of payments f)Will be recorded as a debit, with a positive sign, in the U.S. balance of payments g)Will be recorded as a credit, with a negative sign, in the U.S. balance of payments h)Will be recorded as a credit, with a positive sign, in the U.S. balance of payments Answer a) 4 Suppose the McDonalds Corporation imports 100 tons of Canadian beef, paying for it by transferring the funds to a New York bank account kept by the Canadian Beef Conglomerate. i)Payment by McDonalds will be recorded as a debit j)The deposit of the funds by the seller will be recorded as a debit k)Payment by McDonalds will be recorded as a credit l)The deposit of the funds by the buyer will be credit Answer: a 5Since the balance of payments is presented as a system of double-entry bookkeeping, a)Every credit in the account is balanced by a matching debit
金融学教学大纲-
《金融学》教学大纲 一、课程的性质、地位和任务 《金融学》是一门研究金融领域各要素及其基本关系与运行规律的专业基础理论课程，是金融学专业的统帅性理论课，也是经济类、管理类等多个专业的主干课程。通过本课程的教学，使学生对金融的基本知识、基本概念、基本理论有较全面的理解和较深刻的认识，对货币、信用、金融机构、金融市场、国际金融、金融宏观调控与监管等方面的基本内容有较系统的掌握，提高学生在社会科学方面的综合素养，为进一步学习其他专业课程打下必要的基础，进而培养学生作为一个农林经济管理者以及其他经济管理者应当具备的正确观察、分析和解决当前农村经济领域面临的实际金融问题的能力。 二、课程大纲 （一）教学说明及学时分配 本课程理论学时68学时（单独开设一周课程教学实习），具体，金融学专业课程讲授64学时，自学与讨论4学时，非金融经管类专业讲授68学时。讲授中适当配以视频录像短篇、幻灯片等形式，增强学生对课程内容的理解；适当安排课外自学，阅读参考资料，交读书报告，讨论课引导，激发学生的思考、分析能力。 课程考核形式：考试。学生总成绩由平时成绩（占30%）和期末试卷成绩（占70%）组成。其中，个人平时成绩包括两个部分：平时个人作业成绩和小组专题讨论报告成绩。专题讨论报告由教师根据当前金融形势或自己的科研课题提供，学生自由分组并提交小组专题报告（需课堂答辩和形成书面报告）。 （二）教学用书 黄达《金融学》精编版（“十一五”国家级规划教材），中国人民大学出版社，2009年5月第2版。 曹龙骐《金融学》（面向21世纪课程教材），高等教育出版社，20036年7月第2版
（三）金融学各章学时分配
国际金融实务(双语) 练习卷
Part One. Choose the right answer.(2pts*24=48pts) 1. Which of the following is considered a capital inflow? a. A sale of U.S. financial assets to a foreign buyer b. A loan from a U.S. bank to a foreign borrower c. A purchase of foreign financial assets by a U.S. buyer d. A U.S. citizen's repayment of a loan from a foreign bank 2. Which of the following is classified as a credit in the U.S. balance of payments? a. U.S. exports b. U.S. gifts to other countries c. A flow of gold out of the U.S. d. Foreign loans made by U.S. companies 3. Credit (+) items in the balance of payments correspond to anything that: a. Involves receipts from foreigners b. Involves payments to foreigners c. Decreases the domestic money supply d. Increases the demand for foreign exchange
金融学课程大纲
《金融学》课程教学大纲 一、课程基本信息 课程编号： 课程名称：金融学学时：48学时实验学时：无课程类别：专业基础课课程性 质：必修课先行课程：西方经济学适用专业：会计学、国际经济与贸易、物流管理责任单位：经济管理系 二、课程性质、目的与任务 《金融学》是经济管理类专业的一门专业基础课。本课程的学习目的在于通过本课程的学习，使学生对金融方面的基本理论有较全面的理解和较深刻的认识，对货币、信用、银行、金融市场、金融宏观调控等基本范畴有较系统的掌握；掌握观察和分析金融问题的正确方法，培养辨析金融理论和解决金融实际问题的能力；提高学生在社会科学方面的素养，为进一步学习其他专业课程打下必要的基础。 三、课程的内容及要求、教学重点与难点 第一章金融概述 1、主要教学内容及要求 1）、金融活动与金融现象的列举，感性讲解；2）、静态视角下的金融（广义/狭义上的）涵义、包含的范畴以及金融学研究的对象；3）、动态视角下的金融的产生及发展及与经济之间的辩证关系；4）、本课程的基本框架介绍。 2、知识点与能力点要求 金融概念（狭义和广义）金融分类金融与经济之间的关系 3、教学的重点与难点 金融概念（狭义和广义）金融与经济之间的关系 第二章货币与货币制度 1、主要教学内容及要求掌握货币的定义、起源和货币形式演进过程，货币的本质，货 币的几种主要职能，及货币制度的含义及其构成要素、演变过程和新中国的货币制 度。 2 、知识点与能力点要求
1）知识点：货币的定义货币的职能货币制度货币本质 2 ）能力点：货币的职能、货币制度、货币的流通原理及渠道介绍，让学生理解货币从无到有，并非开动印钞机而已； 3、教学的重点与难点 1）教学重点：货币的职能货币制度 2）教学难点：货币的职能货币制度 第三章信用 1. 主要教学内容及要求 一般意义的信用与经济金融角度下的信用、信用的基本特征、产生与发展；2、现代信用形式，主要介绍商业信用、银行信用、国家信用、消费信用以及江浙一带盛行的民间信用，具体介绍每一种信用形式的特点及局限性 2. 知识点与能力点要求 1）知识点: 信用的概念、特征、产生与发展，现代市场经济中的信用职能、信用形式2）能力点: 区别信用工具与金融工具，区别现实经济生活中不同的信用形式 3. 教学的重点与难点 1）教学重点: 信用形式 2）教学难点：每一种信用形式的特点及局限性、信用形式的发展 第四章利息与利息率 1. 主要教学内容及要求 利息/ 利率的含义、产生，着重讲解利率在人类经济史中的作用，和人们对它的各种认识；利率的种类与各种计算方法；利率的决定以及利率对社会经济的作用发挥，探讨当今社会影响利率的因素有哪些，利率通过何种机制作用于经济活动。 2. 知识点与能力点要求 1）知识点: 利息的概念、利息的本质、利率的定义、现值与终值、利率的种类、利率的决定、利率的作用 2）能力点：利率的表示和计算方法、利率通过何种机制作用于经济活动。 3. 教学的重点与难点 1）教学重点: 利率的表示和计算方法、利率通过何种机制作用于经济活动 2 教学难点：利率的决定、利率的表示和计算方法、利率通过何种机制作用于经济活动
国际金融英文版课后答案
International Finance 国际金融 Notes to the answers: 1、All the terms can be found in the text. 2、The discussions can be attained by reading the original text. Chapter 1 Answers: II. T T F F F T T III. 1. reserve currency 2. appreciate 3. was pegged to 4. deficit 5. fixed exchange rates 6. floating exchange rates 7. depreciate 8. market forces IV. 1. Confidence in the ability of the U.S. to redeem dollars for gold began to fall as potential claims against the dollar increased and U.S. gold reserves fell. 2.Under the fixed exchange rate system, the value of the dollar was tied to gold through its convertibility in to gold at the U.S. Treasury, and other nations’ currencies were tied to the dollar by the maintenance of a fixed rate of exchange. 3.IMF has adjusted its role in the exchange rate system in view of the development of the situation. 4.After the collapse of the Bretton Woods System, the task of “rigorous monitoring”the exchange rate policy of member countries fell on the shoulder of IMF. 5.Under normal conditions the stabilizing operations were sufficient to contain short-run fluctuations in a currency’s price within the required bounds of 1% of par value and thereby maintain a system of fixed exchange rates. Chapter 2 Answers: I. liquid, turnover, due to, hedge, cross trading, electronic broking, outright forwards, Over-the-counter, futures and options, derivatives, remainder. II.. 1. The fundamental changes occurred in post-war world economy. The international flow of commodities, capital and labor is intensifying, thus leading to integration of international markets. 1.Often referred to as “financial institutions with a soul”, credit unions are member-owned cooperatives that offer checking accounts, savings accounts, credit cards, and consumer loans. 2.If you think the price of gold will rise, you can buy a most simple kind of financial derivative which is called “futures”. If by that time the price really goes up, then you make a gain. But if you make a wrong guess and the price declines, then you suffer a loss. 3.Financial derivatives are financial commodities deriving from such spot market products as interest rate or bond, foreign exchange or foreign exchange rate and stock or stock indexes. There are mainly three types of derivatives: futures, options and swaps, each of which involves a mix of financial contracts. https://www.sodocs.net/doc/8113859022.html,panies and investment funds are using basic currency futures and currency options, ones that are regarded as traditional hedging products for investors who want to protect their international assets from sharp gains and declines in currency prices. Chapter 3 Answers： II. 1. deposit accounts 2. securitization 3. Deregulation 4. consolidation 5. portfolio 6. thrift institutions 7. listing 8. liquidity 9. banking supervision 10. Credit risk III. 1. Depository institutions 2. commercial banks 3. credit analysis 4. working capital 5. consolidation 6. financing 7. moral hazard 8. Bank supervision and regulation 9. Credit risk 10. Liquidity risk IV. 1. If a bank’s base rate was below money market rates, a customer could borrow from a bank and lend these funds to the money market, thus making a profit on the deal. 2.Financing of international trade is one of the basic functions of a commercial bank. Not only does it father deposits (demand, time and savings accounts), but it also grants loans. 3.If you have a credit card, you buy a car, eat a dinner, take a trip,a nd even get a haircut by charging the cost to your account. 4.As the central bank and under the leadership of the State Council, the People’s Bank of China will formulate and implement monetary policies, execute supervision and control power over the banking industry. 5.One of major function of the central bank is the supervision of the clearing mechanism. A reliable clearing mechanism which can settle inter-bank transaction with high efficiency is crucial to a well-operated financial system.